4 Tips for Staying on Top of Your Fire Claim

6/4/2020 (Permalink)

4 Tips for Staying on Top of Your Fire Claim

The aftermath of a fire can be overwhelming, especially as you stare at the remnants of rooms that used to bring such joy and peace. In the midst of this sadness, though, you can seek assistance, filing an insurance claim for financial compensation. Fire restoration, then, could begin picking up the pieces. Follow these steps to stay on top of your request.

1. Dial Your Agent
Your first step is speaking with your insurer, requesting additional information on fire insurance claims. During this conversation, inform the agent about your situation, and discuss the necessary steps to receiving compensation. By the end of the call, a claim should be opened. Write it down for future reference.

2. Protect Exposed Areas
The flames possibly opened up holes in the walls or broke windows, leaving the premises exposed to animals and intruders. Agencies mandate that you must secure the land; therefore, you'll want to board up these areas. Fire restoration companies in Luther, OK, can assist you with this situation.

3. Don't Touch Anything
Do not try to scrub the walls or the carpets. While hard, it's necessary in order to avoid additional contamination or destruction. While you wait for professional aid, you can protect flooring by covering it with clean towels or carpets. You can empty the pantry and closets of food, medicine and cosmetics. The heat can ruin the contents. Stay away from electronics, and maintain clean hands. Once you've gained insurance approval, a remediation team can use high tech equipment to complete smoke cleaning.

4. Gather Evidence
You'll file an insurance loss form. Walk around the home, inspecting all areas. Take photos of anything ruined, even the small personal items. Make note of the brand name, the initial cost, and the price for replacement. All of this should then be emailed to your agent who can use it to total the value of the claim. In addition, the remediation team can provide an estimate for repair, noting any problems with structure or systems.
Fire restoration is a structured process. Make contact early with your agency. Then, safeguard your house and record your restructuring needs.